Dental Insurance Plans: Are the Benefits Worth the Cost?

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Virginia, call Dental One Associates of Virginia today at (855) 979-3337 or make an appointment.

Dental One Associates offers affordable family dentistry and gentle, compassionate dental care in Virginia. With 5 affiliated practices throughout Virginia, our offices are conveniently located with extended hours to meet your needs. At Dental One Associates of Virginia, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Dental One Associates of Virginia.

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Patient Reviews
Always professional
Barbara C.
Had a wonderful experience. Staff was very accommodating with my schedule as well. I highly recommend Dental One Associates.
Ivan J.
Maci…Maci! She is the best, and the reason I come back.
Keisha F.
I have been a patient of Dr. Miller for many years. He is a perfectionist in his field and he always insures that a procedure is done exactly right. I know it doesn’t come any better than that!
Sarah D.
I really enjoy this dental office.
Sandra F.
Everyone in the office was friendly and understanding. I had the date wrong for my appointment but they managed to get me in that day.
Loretta J.
Doc was great. Professional, but a great sense of humor.
Shawn C.
Great practice! Very good explanations of what they are doing each step of the way, very attentive to any pain, friendly, warm, and all have a great sense of humor!
Howard W.
Good service. Always flexible for scheduling. Friendly staff. Good dental work.
Joel A.
Doctors and techs were great with my son!
Hunter F.
A good experience getting old filling replaced.
Patricia S.
Dr. Ramisetty and Trinh make an awesome team! Good experience overall…
Ahmed M.
Great customer service
Ryan D.
I’ve always been happy with the people and service.
Jacob G.
Good work, nice people, efficient.
Marilyn L.
Great experience! Great Dentist and Staff!
Lisa F.
Excellent care by Dr Lyn.
Franklyn S.
You did well. On time, good service.
Robert B.
Very grateful for kind service. All procedures were explained well. Professional, caring and very respectful service given.
Linda S.
We have been with Dr. Miller for a long time The office visits are usually on time and efficient My visit yesterday was for a cleaning and Samantha was great,, again, quite efficient and informative .
Ron T.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

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