5 Questions to Ask Before Choosing a Dental Insurance Plan

dca-blog_understanding-dental-insurance

Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Virginia, call Dental One Associates of Virginia today at (855) 979-3337 or make an appointment.

Dental One Associates offers affordable family dentistry and gentle, compassionate dental care in Virginia. With 5 affiliated practices throughout Virginia, our offices are conveniently located with extended hours to meet your needs. At Dental One Associates of Virginia, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Dental One Associates of Virginia.

Read What Our Patients Say
Patient Reviews
This was my first visit to a dental office in four years. My last visit at an office here in Fredericksburg was not great - customer service low, and […]
Mario S.
Very nice staff!
Monet J.
I would give Dental One five stars, but the front desk employees don't even acknowledge your existence upon arrival.
Daniel K.
Very Prompt Service and Professional
Lisa R.
I love this office and Dr. Silva Villara, shevisvthe best. She is very gentle, and concerned about her patient. I am always nervous and apprehensive […]
Sharon M.
Job well done
Diallo H.
Excellent professional work inserting implant and a rapid painless recovery.
Edward C.
The surgeon and his assistant tech did a great job and helped me feel at ease
Kathryn C.
Great visit, friendly and professional staff.
Amy H.
Will never look forward to going to the dentist but Manassas Dental One does a good job to minimize the discomfort. I'll probably stay with them […]
John M.
The office Customer Service is great and Dr Beri is very patient. So far I am pleased with the service I've received.
Natasha S.
They are always very professional and friendly. Love Katrina and Dr. Z
Dinah T.
Always excellent. Everything was explained and my dental health keeps improving!
Sharon F.
Very good dentist, my case was not an easy one from the start and everything went much smoother than I thought possible.
Thomas M.
I havent been to a dentist in years, and they made me feel at ease. I was embarrassed to go, but everyone was great. Thank you all so much.
Michael O.
Love Dr. Valleru and her staff...don't care much for dental work, but Dr. Valleru is awesome and she puts me at ease...Her staff is friendly and […]
Dana M.
All of the staff and doctor's were very accommodating and pleasant.
Louis S.
This was my first visit after my initial consultation about a month ago. I was told in December (2014) what procedures I would need for a cleaning as […]
Mario S.
Everyone were so nice and helpful.THANK YOU
Said S.
I can't remember the name of the DO Associate that cleaned my teeth yesterday. What I can say is that for the first visit to this office, I've not […]
Farren B.
The Dentist was professional and very gentle. I did not feel one bit of pain. She is the best I have seen in forty years of going to a dentist
Ralph B.
Great as always. Since 2005
Jeffrey M.
Friendly and kind staff create a fun and relaxed environment, and were also great at dealing with my insurance to make sure I was properly covered […]
Philip F.
I am someone who is extremely nervous about visiting the dentist, and this appointment was no exception. I was able to make it through having 2 […]
Melissa D.
As someone who has very sensitive gums and extensive dental needs, I highly recommend the folks at South Riding Dental One Associates. Everyone was […]
Lisa L.
painless and efficient even though tooth could not be saved
Elizabeth W.
Short wait time. Excellent service.
Bradley B.
I was scared yesterday morning to go to the Dentist, but did fine, I had Dr. Beri extract a wisdom tooth, I did not even feel it.
Camille H.
I am new to the area and was looking for a new Dentist. The staff was very friendly and welcoming upon my arrival. Dr. "Z" took his time to explain […]
Mark H.
I had no problems with my most recent visit.
Gerald D.
Great team
Angela C.
I've been going to Dental One Associates for a long time. Everyone who works there is very nice. I'll continue to go there for many years and would […]
Holli B.
Katrina was great!
Tori T.
Above Average
Shelton Y.
I was taken in on time ,and the dental work was outstanding.
James W.
I always enjoy my visits because they my visit pleasant and painless. Thank you
Wanda L.
Always a great experience no matter how painful the procedure!
Eva A.
I always like Dr. Ramasety (spelling). She is very good and wonderful.
Marianne M.
It was easy to make an appointment with a narrow schedule for me,They did all the work that needed to be done at one sitting. They did a very […]
Richard S.
After many years of not going to the dentist because I could always feel all what was being I finally found a dentist that I don't feel the procedure.
Consuelo A.
It was an excellent service. Thank you very much Dr. O.
Stella A.
Great service by Doctor and others. The experience was pleasant all around.
Mira N.
very happy
David G.
Very gentle, finally got the bridge I've been waiting for....very happy with the care there
Teresa S.
Amazing, had to pull my wisdom teeth it was done less than 10 mins no pain!! Thank you!!
Christopher M.
Friendly, efficient, very good outcome.
James C.
Friendly staff & great service!
Karen C.
I do recommend this place very nice
Vilma A.
Great customer service!
Shabana S.
the doctor and staff were REALLY helpful and informative.
Johanna R.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
    Get in touch:
    • Phone: (855) 979-3337